Health Insurance Annual Enrollment

Annual Enrollment for Health and Dental Insurance is October 28 through November 18.   All clergy and lay employees using the Medical Trust are expected to get online during open enrollment to check on their current health insurance option.

Download a copy of the 2016 Colorado Health Plan Options >

Go to the Church Pension Group website at www.cpg.org to look at all the health insurance option plan summaries.


The following health insurance options are GOING AWAY for 2016. If you currently have any of these health insurance options YOU MUST COMPLETE YOUR NEW HEALTH INSURANCE PLAN OPTION DURING ONLINE OPEN ENROLLMENT:

· Aetna POS II Open Access
· Cigna Open Access Plus
· Cigna High Deductible Health Plan with the Health Savings Account
· Kaiser High Option Plan

For any clergy or lay that chooses the Anthem High Deductible Health Plan:

  • The enrollee MUST open a Health Savings Account (HSA) from an outside organization. This information will come to you in the mail from the Church Pension Group.
  • A Health Savings Account is only for high deductible health plans. These funds do roll over if not used each year.
  • The parish MUST cover 100% of the deductible cost for single or family coverage if that is the plan chosen for the first year.
  • For subsequent years, the parish must cover 1/3 of the deductible amount, per the same coverage, for that year. This is per Diocesan Policy.
  • When working on your budgets regarding health insurance costs, the high deductible amount for the Anthem High Deductible plan, must be included in your calculation. Please don’t just look at the premium cost.

By January 1, 2016, all Episcopal parishes in the US must offer and provide parity; whatever is offered to the clergy, must be offered to all mandatory employees (those working 30 hours a week or more).

Clergy, please make sure you are sharing this information with all of your staff. Please contact Dianne Draper with any questions, 303-837-1173 or email ddraper@episcopalcolorado.org.

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